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Better banking starts here.

 It’s not about finding a place for your money, it’s about finding the right place for your money.

Don’t just store your money. Grow it.

We offer some of the most competitive rates around, and with interest compounded daily , your money grows even faster.

Now that’s banking in your best interest. 

Annual Percentage Yields (APYs) displayed are accurate as of .

For IRAs, an additional IRS tax may also apply; please consult your tax professional.

You really can have it all.

Get great rates and an award-winning online banking experience.

Banking tools for the digital age.

Bank anywhere, anytime, on any device with the Ally Mobile app, and optimize your savings strategy with  buckets  and  boosters —free with our Savings Account.

Explore how to bank with us

24/7 support.

We’re here when you need us. Call, chat, or email us any time. A real person is always available to help, day or night.

No sneaky fees or minimums for account opening.

When you bank with us, don’t expect any monthly maintenance fees or minimum balance requirements for account opening.

Better banking, starting now.

Open an account in minutes.

step one

Find the right account for you.

We recommend the best account options based on your needs and goals.

step two

Open your account.

We'll need some personal info, like your address and Social Security number. 

step three

Enjoy all the perks.

Get online access right away and start exploring all we have to offer. It's time to reach those goals.

We're not in it for the awards.

But we're pretty flattered.

GOBankingRates Award: 2025 Golden Winner for Best Online Bank
GOBankingRates Award: 2025 Top 10 Best Money Market Account
GOBankingRates Award: 2025 Top 10 Best CD Rates

The reviews are in.

People like it here. We think you will, too.

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