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Ally Bank Accounts and Rates

No account minimums

No monthly maintenance fees

Competitive rates

High Yield CD

  • Best for: Earning consistent interest when you lock your funds in for the length of the term.

AVAILABLE TERMS

Annual Percentage Yield

  • No minimum deposit to open or earn APY

  • Early withdrawal penalty will apply

  • APY is fixed for the term of the CD but subject to change upon renewal

Raise Your Rate CD

  • Best for: Earning interest with the flexibility to raise your CD rate. If our CD rate goes up, yours can too.

AVAILABLE TERMS

Annual Percentage Yield

  • No minimum deposit to open or earn APY

  • Start with a great rate, plus have the opportunity to increase your rate once over the 2-year term or twice over the 4-year term, if our rate for your term and balance tier goes up

  • Early withdrawal penalty will apply

  • APY is fixed for the term of the CD but subject to change upon renewal

No Penalty CD

  • Best for: An established fund you may need to access soon after opening.

Annual Percentage Yield

%

  • No minimum deposit to open or earn APY

  • You can withdraw all your money any time after the first six days following the date you funded the account, and keep the interest earned with no penalties

  • APY is fixed for the term of the CD but subject to change upon renewal

Annual Percentage Yields (APYs) displayed are accurate as of .

Not Sure Where to Start? Let us help you find the right place for your money.