Ally Everyday Cash Back Mastercard®
3% cash back on everyday purchases. All the time.
That’s right. Earn 3% cash back at gas stations, grocery stores, and drugstores, with 1% cash back on everything else.
A card that starts with you.
We designed the Ally Everyday Cash Back Mastercard to reward you where you spend the most.
Everyday rewards that add up.
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3% cash back on purchases at gas stations, grocery stores, and drugstores
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1% cash back on all other purchases
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No expiration dates and no limit to how much you can earn
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No minimum to redeem
Here’s what you always get with us.
No surprise fees
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No foreign transaction fees
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No over-the-limit fees
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No returned payment fees
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No rate hikes if you make a late payment
Peace of mind knowing you're secure
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Zero Fraud Liability
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Around-the-clock fraud monitoring
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Lock your card instantly
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Tap-to-pay technology
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24/7 customer care
A little extra info
Here are our standard rates and fees, but we offer promotions whenever we can, so check your offer – you may be eligible for a lower APR and reduced – or even waived – fees.
Standard rates and charges:
APR: 19.99%-29.99%, variable
Minimum interest charge: $1.50
Standard fees:
Balance transfer fee: 4% or $5, whichever's greater
Cash advance fee: 5% or $10, whichever's greater
Annual fee: $0 - $39
Check your offer for special promotions, rates, and fees. Offer subject to credit approval.
Respond to a mail offer in minutes.
If we mailed you an offer, we’re ready to get started whenever you are. If you don’t have an offer, stay tuned. We’ve got a credit card you can believe in and can’t wait to share it with you.
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