Ally Platinum Mastercard®
Credit you can count on.
Straightforward with no surprises, the way it should be.
A card that starts with you.
We designed the Ally Platinum Mastercard as a tool to help you achieve your credit goals.
The card that grows with you.
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No annual fee
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Automatic credit line increase reviews
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Free online FICO® score
Here’s what you always get with us.
No surprise fees
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No foreign transaction fees
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No over-the-limit fees
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No returned payment fees
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No rate hikes if you make a late payment
Peace of mind knowing you're secure
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Zero Fraud Liability
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Around-the-clock fraud monitoring
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Lock your card instantly
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Tap-to-pay technology
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24/7 customer care
A little extra info
Here are our standard rates and fees, but we offer promotions whenever we can, so check your offer – you may be eligible for a lower APR and reduced – or even waived – fees.
Standard rates and charges:
APR: 22.99%-29.99%, variable
Minimum interest charge: $1.50
Standard fees:
Balance transfer fee: 4% or $5, whichever's greater
Cash advance fee: 5% or $10, whichever's greater
Check your offer for special promotions, rates, and fees. Offer subject to credit approval.
Respond to a mail offer in minutes.
If we mailed you an offer, we’re ready to get started whenever you are. If you don’t have an offer, stay tuned. We’ve got a credit card you can believe in and can’t wait to share it with you.
The reviews are in.
People like it here. We think you will, too.
Average Rating
ALLY you have been instrumental for me !
You have helped to raise my credit score, to lend me money in my time of need and to trust me as I trusted you
-Lillie onExcellent & No Gimmicks
I’ve had my Ally card for over a year and it’s been great! The app is very convenient to use for balance inquiries and online payments. I’ve only had to reach out to costumer service once for a charge dispute and it was fixed quickly. Ally also upped my credit limit as promised in my u…
-RacyStacy onI Love Ally!
My experience working with Ally has been great! They made sure my card wasn’t jeopardized when I was traveling and the customer service was quick and so helpful. I’d definitely recommend.
-Ashmjackson1 on
