Ally Bank Spending Account

New Ally Bank Spending Account opened using the promo code GET200.

Which means, all other Ally Bank account types are not eligible, including but not limited to Individual Retirement Accounts (IRAs), accounts owned by a trust, custodial accounts, Uniform Gift to Minors Act (UGMA) accounts, and Uniform Transfers to Minors Act (UTMA) accounts and other fiduciary accounts at Ally Bank or any other financial institution, aren't eligible for the Cash Bonus. 

New Customers who open an Ally Bank Spending Account and meet all the requirements to earn the cash bonus will be eligible.   

Notably for this offer, we are defining a New Customer as:  someone with no current, nor within the last twelve (12) months, Ally Bank Spending Account(s) [formerly known as Ally Bank Interest Checking Account], at any ownership level, whether it be primary owner, joint/secondary owner, or fiduciary owner.  Additionally, customers who received a cash bonus from Ally Bank within the last twelve months for setting up Qualifying Direct Deposit, regardless of account type, are not eligible for this bonus and not considered a New Customer.

Your new Eligible Account must receive a minimum of $1,500 in Qualifying Direct Deposit (QDD) payments within 90 days to qualify for the cash bonus.  But, it’s important that we note there is no minimum balance requirement for your account to remain open – so, even if you don’t meet the $1,500 QDD minimum to earn the bonus, your account will still remain open as long as it’s funded with any amount within 30 days after opening (and for clarity, trial deposit transactions don’t count)

If you opened a new Ally Bank Spending Account using promo code GET200, you will receive a confirmation email within 2-3 days after you open your account.  The email will have friendly reminders about all the eligibility requirements to earn the bonus.

If you’ve followed the eligibility requirements to earn the cash bonus, we’ll pay your bonus into your Ally Bank Spending Account within 30 days after you’ve received a minimum of $1,500 in Qualifying Direct Deposits in that account.  Remember, you must keep your Ally Bank Spending Account open and in good standing at the time of the bonus payout to receive your bonus.  You’ll be notified via email when you have received your cash bonus.

If you have a jointly held Eligible Account, only one account holder (which will be of our choosing) will receive the bonus for Qualifying Direct Deposits in the joint account.  If all eligibility requirements are met, we will only pay one bonus per customer, and only one bonus will be paid per account (if more than one customer holds that account).

Your Qualifying Direct Deposit needs to be an electronic deposit from an employer payroll, payroll provider service, or benefits payer (such as Social Security or Military Pay) and must be clearly identifiable by Ally as such. Person to Person payments (such as Zelle®) are not considered a QDD. Electronic check deposits made via your device (eCheck) are not considered QDD.