Get rewarded when your cd renews.

We’ll add 0.05% to your new interest rate when your CD renews.

Set up your CD for success.

To change terms or add funds, open the Ally Mobile app or log in to your account on your desktop computer.

Getting your loyalty reward.

You don’t have to do anything to receive your loyalty reward. At the end of your 10-day grace period, we’ll automatically add 0.05% to the new interest rate of any CD you renew into.

Making changes to your CD.

We make it easy to manage all aspects of your account online anytime, anywhere. You can add funds and change terms — all without having to pick up the phone.

Before CD maturity.

Want to add funds? — Your loyalty reward will apply to both new and existing funds, so take advantage of this opportunity to increase your CD savings. You can schedule a funds transfer up to one year before your CD maturity date. We'll usually initiate that transfer on your maturity date.

Want to change terms? — Not a problem. Just set your maturity instructions to change terms at renewal. Check out all our CD options.

After CD maturity.

If you haven’t already added funds or changed terms by the time your CD maturity date rolls around, don’t worry. You can still make changes during your 10-day grace period.

The renewal timeline explains the 10-day grace period. Your new term starts on your CD Maturity date. Then you have 10 days to add funds and change terms. On the 11th day, 0.05% will be added to your new interest rate.

Whatever you’re looking for, we have it.

Looking to renew your CD? We’ve got you covered.

Ally Bank 9-Month High Yield CD

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Annual Percentage Yield

Earn even more savings with our 9-Month High Yield CD.

Compare CDs

Our Annual Percentage Yields (APYs) are accurate as of XX/XX/XX .

Interested in finding another place for your money?
Consider one of these great options.

Ally Bank Savings Account

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Annual Percentage Yield

Grow your money faster with our smart savings tools, plus enjoy no monthly maintenance fees or minimum balance requirements.

Learn More

Ally Invest Robo Portfolio

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No advisory fees

For our cash-enhanced portfolio, there are no advisory fees, annual charges, or rebalancing fees, and 30% of your portfolio is set aside as an interest-earning cash buffer.

Learn More

Our Annual Percentage Yields (APYs) are accurate as of XX/XX/XX .

Can’t decide between the two? Try both.

With both an Ally Bank Savings Account and an Ally Invest Robo Portfolio, you’ll be able to take advantage of our OAT (One Ally Transfer) feature. It allows you to easily move money from your savings into your Robo Portfolio, whenever you want, so you’ll be one simple step away from investing your money anytime.

FAQs

We have answers.

Yes. When your CD matures, you'll have a 10-day grace period, starting on your maturity date to transfer funds or make other changes. You can also schedule a transfer up to one year before the maturity date. If you schedule a transfer prior to maturity, we'll usually initiate that transfer on your maturity date. You can transfer funds from another Ally Bank account or a verified account you have at another institution. To add funds to your CD, choose Manage CDs and then Make Changes.
You can submit a transfer request up to one year before your CD matures or during your 10-day grace period in online banking. Log in and choose Manage CDs. Select Make Changes to choose Withdraw partial amount under Transfer Funds.

If you schedule a transfer prior to maturity, we'll usually initiate that transfer on your maturity date. You can transfer funds to another Ally account, a verified account you have at another institution or we can send you a check.

Deposits products are offered by Ally Bank, Member FDIC.

Securities products and services offered through Ally Invest Securities LLC, member FINRA / SIPC . For background on Ally Invest Securities go to FINRA’s BrokerCheck . Advisory services offered through Ally Invest Advisors Inc., a registered investment adviser. View disclosures . Ally Invest Advisors and Ally Invest Securities are wholly owned subsidiaries of Ally Financial Inc. Securities products are NOT FDIC INSURED, NOT BANK GUARANTEED, and MAY LOSE VALUE.