Ally Bank Savings Account

Save smarter for what matters most.

Annual Percentage Yield

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on all balance tiers

Move your money, increase your earning power.

No overdraft fees
No ACH transfer fees
No monthly maintenance fees
No minimum balance to open
No incoming wire fees

A phone screen depicting a stylized version of the Online Savings Account experience within our app.

Our Annual Percentage Yields (APYs) are accurate as of XX/XX/XX . APYs are variable and may change after the account is open. No minimum balance is required to open or earn APY and fees may reduce earnings.

Our rates are first-rate.

Check out how our rates compare across all our account types.

View our rates

We’re not in it for the awards, but we’re flattered.

Award: Nerdwallet Best Of Awards 2024 Badge

Award: Money Best Online Banks 2023-2024

Award: Fast Company Brands That Matter 2022

It’s time to start banking better.

Tell us about yourself.

We'll need some personal details like your address, contact information and Social Security number.

Fund your account.

There’s no minimum balance to open an account, but the faster you fund, the sooner you’ll earn interest.

Enjoy our award-winning experience.

Download our easy-to-use mobile app and set up direct deposit to make the most of your account.

Smart tools make smarter savers.

Save automatically with Round Ups

More about how it works

Find money you never knew you had with Surprise Savings

Organize your savings with buckets

See how buckets work

A FEW THINGS YOU SHOULD KNOW

Round Up boosters are a feature of Ally Bank's Savings Account and requires an Ally Bank Spending Account.

Ally Financial Inc. (NYSE: ALLY) is a leading digital financial services company, NMLS ID 3015 . Ally Bank, the company's direct banking subsidiary, offers an array of deposit and mortgage products and services. Ally Bank is a Member FDIC and Equal Housing Lender , NMLS ID 181005 . Credit products and any applicable Mortgage credit and collateral are subject to approval and additional terms and conditions apply. Programs, rates and terms and conditions are subject to change at any time without notice.

Ally Servicing LLC, NMLS ID 212403 is a subsidiary of Ally Financial Inc.

Ally and Do It Right are registered service marks of Ally Financial Inc.

App Store is a service mark of Apple Inc. Google Play is a trademark of Google Inc.