Personal Auto Finance and Lease

Your dealership goals are ours, too.

Flexible options for your customers, unparalleled industry knowledge and support for your dealership.

Retail Finance

Traditional retail financing with competitive buy rates
For new vehicles and used or certified pre-owned vehicles (CPOV) with up to 10 model years/120,000 miles at inception
Products for prime and non-prime credit
Financing for aftermarket products
Standard rate options and supported rates for select original equipment manufacturer (OEM) programs
Used vehicle valuation based on either the SmartAuction® purchase price or book value, whichever is greater
CPOV Program allows valuation up to $1,000 above the guidebook value
Flexible terms

Consumer-friendly return policy
Comprehensive lease training
Automatic GAP protection
Straightforward excess wear guidelines
An available Single Pay option lessees can choose instead of monthly payments
Multiple lease-end options
Flexible terms
OEM relationships that result in affordable and uncomplicated lease products for new models

Whether your customers are looking to purchase or lease a new vehicle, Ally provides industry-leading services and benefits that include:

Easy online account management
A mobile app that enables customers to schedule and cancel payments, anytime, anyplace
Convenient online statements that customers can view and print whenever needed
Auto Pay, an option that allows customers to set up an automatic withdrawal from their checking or savings account on a day they choose

Prime and non-prime products to accommodate a range of customers
RouteOne® and Dealertrack® integration for easy application submission
Online access to dealer resources such as payoff quotes, a vehicle return tool, forms and calculators
Lease-end opportunities to engage customers and pursue repeat business

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