Home Affordability Calculator

Enter your info to estimate how much house you can afford.

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Which debts to include

An affordable home price for you

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on a single-family, primary residence for a 30-year fixed loan

Loan amount

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Down payment

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What you should know:

We use our current rates and standard annual conforming loan limits for this estimate, but , which could affect your estimated rate and APR. We rely on info you entered to help determine your maximum affordability, and we base the rates we show on the maximum home price estimate, which could result in exceeding debt-to-income (DTI) limits. Loan term, property use, property type and HOA dues are defaulted to 30-year fixed, primary residence, single-family home and $0 HOA dues respectively.

Simply put, just know our calculations are informational only, and they're merely estimates. Like you, we don't know the future (major bummer), and we can't know if you'll get pre-approved for these prices/rates until you apply. Though underwriting guidelines and other variables not on this calculator likely will change these amounts, an estimate's always a good place to start.

You can also learn more about this calculator in our FAQs

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