Mortgage Refinance Calculator

Discover the difference a new loan could make.

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Why we ask for a ZIP
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The why behind your refi.

  • Take cash out Consider if: You want extra cash from your home's equity to use now, however you want.

  • Lower monthly payments Consider if: You want extra monthly cash flow to save for a life event or a long-term goal.

  • Shorten loan term Consider if: You want to pay off your home sooner and possibly reduce the total interest you pay.

Additional mortgage resources.

An informed homebuyer is a smarter homebuyer.

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All things home.

Discover tips, terms, and timely topics on buying a home and the mortgage process.

Read Articles

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Why Ally.

Find out what we offer and why working with us for your refinance is different.

Explore Refinancing

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View rates.

Check out our current refinancing rates for both fixed- and adjustable-rate mortgages.

Customize Your Rate

FAQs.

We have answers.

Still have questions? Visit our Help Center