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Automated Investing

Yes, you can invest.

You got this because we got this. We’ll help call the shots. Get started for as little as $100.

Goodbye guesswork. Hello robo.

Whether you’re new to investing, low on time or seeking a helping hand, you’re in the right place. With an Ally Invest Robo Portfolio, count on us to do the heavy lifting.

Made for you, monitored by us.

Automated investing means we’ll manage your portfolio. Our robo-advisor  does all the work, so you don’t have to.

Diversification simplification

Invest broadly with a portfolio that’s expertly built to include a blend of diversified exchange-traded funds (ETFs).

Start investing with $100.

No deep pockets necessary. We only require $100 minimum.

Three friends laugh together in a car.

Cushion with cash, or put more in the market.

You choose the best fit for your portfolio’s funds.

Cash-enhanced portfolio

Consider if:

You want added security in an inconsistent market.

  • No advisory fees

  • We set aside 30% of your portfolio in cash to act as a buffer against volatility

  • Earn 3.85% in annual interest on the cash buffer, credited monthly

  • If you take out money, we’ll automatically readjust what’s left to keep the same market-to-cash allocation

Market-focused portfolio

Consider if:

You want most of your money in the market.

  • 0.30% annual advisory fee , charged monthly 

  • Nearly all your money’s invested, with only about 2% held as cash

  • Earn 3.85% in annual interest on the cash holdings, credited monthly

  • If you take out money, we’ll automatically readjust what’s left to keep the same market-to-cash allocation

Keep in mind, the interest rate is variable and may change after you open your account. Rate is accurate as of 11/20/2024.

An automated approach for the busy, hands-off investor.

Let’s lighten your load. Here’s how.

A woman with a peaceful gaze peers out the window from the back seat of a vehicle.
  • Fee-free rebalancing.

    We’ll review your portfolio daily and rebalance it as needed (for no extra fee).

  • Check in, day or night.

    Keep tabs on your performance 24/7, plus easily update your goals anytime as things change.

  • We’re here to help.

    Call, chat or email us, or ask for a portfolio specialist. Your questions are always welcome.

Meet our portfolios.

We’ll help you choose the one that best aligns with your future goals.

Core

Highly diversified across domestic and international assets. You can choose the amount of risk you are comfortable with, from conservative to aggressive. If you’re more of a hands-off investor, consider this portfolio type.

Income

This portfolio type offers higher dividend yields, while maintaining a more conservative risk profile. Consider this portfolio type if you’re most focused on yield and income.

Tax optimized

If you make after-tax contributions to an investment account, this type of portfolio may help maximize your investments. If you’re looking to invest using a diverse mix of tax-advantaged, low-cost exchange-traded funds, consider this portfolio type.

Socially responsible

Similar to our core portfolio, with greater weight given to companies that benchmark providers note as having strong environmental, social or governance qualities. Consider this portfolio type if investing in companies deemed socially impactful is important to you.

From uninvested to in the market, just like that.

We’ll guide you along.

Give it a go.

step one

But first, your goals.

We’ll start by asking a few questions to uncover your investing goals. We’ll then use your answers to find you the right blend of diversified ETFs.

step two

The big reveal.

Drumroll optional as we unveil our recommendation to you. Choose to take it or leave it — customize until you’re comfortable with your balance of risk and return.

step three

Investor status activated.

Once you’ve locked in your portfolio and added a minimum of $100, you’re in. Best part? We’ll take it from there. Peek at your portfolio’s progress or make changes anytime, day or night.

Deep dive on all things investing.

The more you know, the more you grow.

FAQs

We have answers.

Still have questions? Visit our Help Center .