A good friend sent you our way.

It pays to have a financial ally.

$100 to be exact.

Open a new Ally Bank account to earn money for you and your friend.

Welcome! Smart move taking your pal’s advice to give us a look here at Ally. Your friend was definitely looking out for you and your money—and now we can too. 

See Terms & Conditions for more information.

Get $100 when you open an eligible Ally Bank account.

Review our two eligible products to see which one is right for you.

Note: you're only eligible for one welcome bonus, so choose wisely and only pick one.

A person sipping coffee.

An excellent account for all your checking needs. Plus, get paid up to 2 days sooner with early direct deposit.

A parent and child playing.

No monthly maintenance or overdraft fees.

A young person skateboarding.

Access to 75,000+ no-fee Allpoint® and MoneyPass® ATMs nationwide

Spending Account app screen highlighting early direct deposit.

Steps to earn your $100 welcome bonus.

1
Enroll in our referral program by 12/31/2025.
2
Open a new, eligible Ally Bank Spending Account within 30 days of enrollment and fund within 30 days of opening your new account.
3
Set up and receive a qualifying direct deposit within 60 days of account opening.
4
Your $100 welcome bonus will be deposited within 30 days of receiving your qualifying direct deposit.

The Ally Bank Spending Account has an Annual Percentage Yield (APY) of 0.10% with a minimum daily balance of less than $15,000 and a 0.25% APY with a $15,000 minimum daily balance. No minimum balance to open. APYs are variable, subject to change and accurate as of 05/29/2025. Fees may reduce earnings. 

Ready to join Ally? The first step is to enroll below. We'll be in touch with more details once you do.

Note: Choose your email address wisely. The email you use to enroll must match the email address on the Ally account you open.

Why Ally?

Like you can see from the accounts we offer, we live to make banking and investing smarter and simpler. How else will we be your financial ally? 

  • Ally Bank offers consistently competitive rates that are higher than the national average.

  • Personalized solutions for your unique financial goals.

  • An award-winning financial experience that helps with your financial needs.

Frequently Asked Questions.

Check out the Terms & Conditions for more info.

For Referrals

(new Ally Bank Customers):

For Referrers

(existing Ally Bank customers):