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How to plan a road trip without breaking the bank

·3 min read

Whether it's a weekend getaway or a cross-country adventure, road trips are a great way to spend your time off. Before you hit the road use these tips to plan ahead financially and prepare for the journey. That way you’ll remember your vacation for the fun you had, and not the hole it put in your pocket. Here are six tips for your next highway adventure.

1. Plan your road trip budget

Know before you go. Prior to setting out on your trip, think through how much you plan to spend on your adventure. Between gas, food, lodging and entertainment, the costs can add up quickly. With an Ally Bank Savings Account, you can set aside money for your upcoming trip and be ready when the time comes.

Set a realistic budget

Set a daily budget that accounts for entertainment costs on specific days or special meals as you pass through particular locations. With an Ally Bank Spending Account, you can keep track of your costs as you go, so you can adjust as needed throughout the trip. Don’t forget to set aside some funds for unexpected expenses that might crop up.

Read more: Spending buckets in an Ally Bank Spending Account can help your budget stay on track.

2. Map out your itinerary

When planning your road trip destinations, look for budget-friendly travel routes and locations. While on the road, navigation apps can help identify directions that bypass toll roads, but balance that out with how much extra you might be driving. While you might be looking to plan a summer to remember, consider off-peak travel to save on costs and avoid crowds.

Set a daily budget that accounts for entertainment costs on specific days or special meals as you pass through particular locations.

3. Save on transportation

For a road trip, a good portion of your travel budget will likely go to driving. To save on transportation, you can:

  • Use apps to find cheap gas: Apps can help you locate the cheapest gas stations on your route so you’re not racking up expenses at the pump.

  • Tune up your vehicle for optimal mileage: Make sure your vehicle is road-trip ready. See if you need an oil change, ensure your tire pressure is where it should be and replace clogged air filters. Simple vehicle maintenance can help you avoid bigger problems, and it can help increase fuel efficiency.

  • Consider renting: If your car is typically a gas guzzler, it might be cheaper overall to rent a vehicle that gets better gas mileage.

  • Ride public transit: Heading to the city? Navigate using public transportation to save on gas and parking costs.

4. Look for budget-friendly lodging

If you’re a hotel amenity lover, search for rooms with discounts or loyalty programs. Or, consider sleeping under the stars. Camping (including car camping!) can be a fun, low-cost option, saving room in your budget for food or experiences during the trip. You can also look for lower cost rental vacation homes along your travel route.

5. Dine out strategically on the road

Stopping at neighborhood eateries can be a great way to get to know the local culture. But pack snacks and meals to limit frequent dining out. If you’re staying overnight at a hotel, take advantage of any free breakfast options. Or, if you’re in a rental or at a campsite, consider cooking your own meals.

6. Enjoy free or low-cost activities

Plan your itinerary around your budget. Do your research to find free local attractions and events, like public parks, museums, fairs and festivals. If exploring the great outdoors is part of your plan, look into a national parks annual pass to save on entry fees. And remember, locals know their area the best — don’t be afraid to (respectfully) ask for insider tips and hidden gems.

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